Just as you surely do when managing and running your own business, you need to think outside the box in order to find low cost dental insurance. Small business owners are used to getting creative in order to find affordable insurance coverage of all types, because there is no employer to help offset the cost of coverage for them. Dental insurance options for small business owners are unfortunately limited. To help you on your quest, below is a description of three great ways to secure coverage at affordable rates.
1) State funded dental insurance programs designed for small business owners. Your local SBA will have information on any state run programs that makes dental insurance coverage more affordable for small business owners. Because the need is so great for a number of us, these state run programs help to gather people together and get coverage as a group, rather than a bunch of individuals. This, of course, lowers rates. Often, these programs are subsidized by state funds as well, to make the rates even cheaper.
2) Networking groups. Do you belong to any business networking groups? If so, chances are that a group within the group has been formed to get group discounts on all types of insurance, including dental.
3) Social groups. Are you a member of the Lions Club, 4H, Knights of Columbus, etc.? If so, there may be groups within these groups that are doing the same thing. If not, you could always take it upon yourself to form one, assuming there is enough interest.
Don’t overpay for dental coverage [http://www.affordableinsuranceoptionsonline.com/category/dental-insurance/]. There are some websites that can help you secure quality coverage at affordable rates. The Cheap Dental Insurance [http://www.affordableinsuranceoptionsonline.com/cheap-dental-insurance-options-that-you-qualify-for/] Directory is a free online resource that has a lot of information on how to find affordable coverage plans that fit your needs.
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