Being a student in today’s economic climate is tough. College, and all of the expenses associated with it, is very expensive. So, too, is the cost of living. Finding enough money to receive adequate health care can be a challenge. This is definitely true when it comes to affording dental work. Luckily, there are some great student dental plans available to those who know where to look for them. Below is a description of the top four options.
1) A school provided capitation plan. Simply put, this is a dental insurance plan that is offered by and run by the college or university itself, rather than a private insurance company. The cost is usually much less than traditional coverage and if you are on a financial aid program, the cost of coverage could be taken care of. Additionally, most schools allow you to roll the fees for coverage into your tuition payments.
2) A school provided dental scheme. This is similar to a capitation plan but with a scheme, there is a private insurance company involved. The school works out a deal with the insurance company so that all students that apply for coverage receive greatly discounted group rates.
3) The International Student Organization. This group provides dental coverage for students who are citizens of other countries but are attending college in the United States. The specifics of the plan vary from situation to situation but for most international students, this is their best option.
4) Discounted dental plans. Unlike traditional insurance, these plans don’t charge expensive monthly premiums. Instead, they offer the members discounted dental work and it doesn’t cost that much to be a member.
Don’t overpay for student dental insurance [http://www.affordableinsuranceoptionsonline.com/category/dental-insurance/]. There are some websites that can help you secure coverage at affordable rates. Visit www.affordableinsuranceoptionsonline.com [http://www.affordableinsuranceoptionsonline.com/] for help finding the best dental coverage at the lowest rate.
Article Source: http://EzineArticles.com/expert/John_Gephart/135606
[adinserter block=”10″]