Being self employed offers thrills and challenges being employed cannot. However, the challenges can often outweigh the thrills. One challenge that many small business owners have to overcome is securing affordable medical insurance, specifically dental insurance. Luckily there are several sources you can explore to find affordable self employed dental insurance. Below is a list of the top three.
1) Networking groups. Professional networking groups are very popular among business owners. They are designed to help people get and give referrals. They can be very successful, but can serve another function as well. Because most of the people in these groups are self employed, many are looking for self employed dental coverage. Some people have gotten together a group and applied to one of several dental insurance companies for a group rate. This can greatly reduce the rates for you and everyone else in the group. If you are the one to put the group together, it is often agreed upon by the rest of the members of the group that you get an even further discount on your rates.
2) The Insurance Information Institute. Many people turn to this organization for options. While it is a national organization, it is run locally, state by state. They will be able to provide you information on different dental insurance options for self employed people and can provide information on family and individual plans.
3) Professional organizations. Groups like the Kiwanis Club or Lions Club can be great sources. The idea is the same as it is with the networking groups. However, you may be able to secure even lower group rates if your organization participates in charitable activities.
Don’t overpay for a dental insurance policy [http://www.affordableinsuranceoptionsonline.com/]. There are some websites that can help you secure coverage at affordable rates. The Cheap Dental Insurance [http://www.affordableinsuranceoptionsonline.com/category/dental-insurance/] Directory is a free online resource that has a lot of information on how to find affordable coverage plans that fit your needs.
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