Millions throughout the world have been laid off and lost their dental coverage or they simply can not afford traditional coverage. When someone loses a job, health care benefits are usually the first to go along with it. Good oral hygiene is a critical part of everyone’s overall health.
Most traditional big insurance companies will leave you with a hefty out of pocket expense for most major dental work. If you need a crown, filling or a root canal, you will pay 1/2 of the cost. These are major procedures that can cost thousands of dollars. Yet another way the bin insurance companies profit is by denying you coverage for preexisting conditions. If you have a cracked tooth and just started a new job, forget about getting any help from the insurance company. Why? Because your tooth was cracked before you had coverage with them.
The good news is that there are other options. Without or without a job, you don’t have to let your dental insurance lapse or worry about preexisting conditions. There are alternatives for the self employed and under-employed. Even those with traditional dental coverage can benefit from a dental savings plan because of the high cost associated with many dental procedures.
Dental Savings plans will save you 50% off of major procedures, such as filling, crowns and root canals. The typically cover you at the same percentage as the traditional companies, with two exceptions – There are no preexisting condition clauses with dental savings plans and they cost much less. You can obtain a dental savings plan for about $200 per year! That’s less than $20 per month and you can see how the savings can add up quickly.
You don’t have to neglect your teeth and oral hygiene with a dental savings plan.
Follow the links below to find out more and compare dental savings plans in your area:
Dental Savings Plan [http://www.dentalcarejournal.com/insurance/the-value-of-dental-savings-plans.htm] [adinserter block=”10″]