Many of my individual health insurance clients struggle with whether to purchase dental insurance or not. On one hand if you need dental work more than the average person, it makes sense to have a dental plan with dental benefits, even if the monthly cost is high. On the other hand, if you have healthy teeth, and normally only go to the dentist for cleanings and occasional dental work, paying high dental premiums and not using the benefits can get expensive.
Dental Discount Plans for Individuals
Dental discount plans are a great, more affordable alternative to higher cost dental insurance plans. On top of that, they still provide some protection in case you need to have major dental work done.
These plans are especially cost effective if your teeth remain healthy and you don’t have any expenses other than cleanings throughout the year.
Many Companies to Choose From
On top of the cost savings and discounts you receive, there are many companies that offer discount plans, making it easy for you to find a plan that allows you to use your dentist.
Easy to Use
Last, but not least, there are no claim forms, no paperwork, and no hassles when you go to the dentist. Just show your discount card and you instantly have access to your plans negotiated and discounted rates. In addition, they are easy to sign up for. You can sign up right online. Some companies allow you to print your card immediately, while others mail everything to you when you sign up.
Find out how much you can save by getting a free instant online quote!