The cost of braces for teeth depends upon a lot of factors, and can range from several hundred to several thousand dollars. Most people worry about the financial costs of braces, whether it’s for themselves or their children. Here are some tips to help ease the financial burden.
Average fees for braces for children can run between $4,500 and $6,500. Of course this can change depending upon the work that needs to be done, and can be higher or lower. For example a severe overbite, or jaw problems may require additional work and time.
The fees also can differ depending upon where you live, because of differences in dental office overhead costs, insurance fees and more.
Many dental insurance policies will cover some amount of orthodontics, but often only for children. You’ll still need to come up with out-of-pocket money to cover a portion. Talk to your orthodontist and see if they can arrange a payment plan. They may give you a discount for paying in full upfront, which can save you money, but you may also need to get some sort of monthly payment plan.
If you don’t have dental insurance, a good alternative is a discount dental plan. With dental insurance, your orthodontist would bill the insurance provider and then you are responsible for the remaining copayments and deductibles.
A discount dental plan does not make payments directly to the provider. Instead, it’s a plan that has participating dentists in a network. Those dentists have agreed to offer discounted fees on a variety of dental procedures. You simply sign up for a plan for an affordable annual membership fee. Then you show your membership card to the dental provider who gives you the discounted fee.
Many dental discount plans offer discounted fees for braces, and you can also get discounted fees for your entire family. These plans can save you anywhere from 10 to 60 percent on most dental procedures, including x-rays, cleanings, root canals and more. A dental discount plan is certainly worth checking out, especially since orthodontics can be such a life changing dental procedure.
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Justin Scott is a free-lance writer. He recommends the comparison site LowerYourInsurance.com to get free quotes on affordable dental plans and dental discount plan comparisons.
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